The Claim Desk Start the check
UNCLAIMED

There is money with your name on it. Nobody is going to tell you.

Old deposits. Final paychecks. Refunds ordered by a court. It sits with the state until somebody asks for it — and almost nobody asks. Nine official government searches. Twelve minutes. Every one of them free.

Start the 12-minute check
No sign-up to search · we never see your details · we take no cut
$70 billionheld unclaimed by the states (NAUPA)
1 in 7Americans — about 33 million people
6%of it was returned to owners last year
$0what checking costs you

The problemWaiting does nothing. Ever.

People assume that if money were theirs, someone would write to them. That is not how it works. When a company cannot reach you, the money goes to the state and simply stops moving. No letter. No phone call. It waits — sometimes for decades — until the person it belongs to walks up and asks.

That is the whole trick. You have to ask. It takes minutes, it is free, and the searches below are run by the government itself.

“You have to ask.”

Twenty-seven seconds on why the money never comes to you by itself — and what to do about it this afternoon.

Start the check

Do this nowThe 12-minute money check

Work down the list. Set a timer. Most people find nothing at eight of these — and something at one. Check every state you have ever lived in, and search your maiden name and the common misspellings of your surname; the money is filed under the name on the paperwork, not the name you use now.

  1. Your state — start here

    Where most of it sits. Old deposits, final paychecks, refunds, forgotten accounts. The official directory of every state's unclaimed property office. · 2 minutes

    Search

  2. Savings bonds

    Matured bonds stop earning interest and sit there. Often a grandparent bought them for you. · 1 minute

    Search

  3. A pension you forgot

    If a company you worked for ended its pension plan, your share may still be waiting. · 1 minute

    Search

  4. A bank that closed

    Money left behind in failed banks. The FDIC still holds it. · 1 minute

    Search

  5. A credit union that closed

    The same thing, held by the credit union regulator. · 1 minute

    Search

  6. A tax refund that never arrived

    A wrong address or a closed bank account is all it takes. · 2 minutes

    Search

  7. An FHA mortgage refund

    If you paid off or refinanced an FHA-insured mortgage, part of the insurance premium may be owed back to you. · 1 minute

    Search

  8. Veterans' life insurance

    For veterans and their families. · 1 minute

    Search

  9. Money held by a federal court

    From bankruptcy and other cases, never collected. · 2 minutes

    Search

Read this firstTwo honest warnings

If a company wants a cut, close the tab.

There are firms that charge a percentage to "find" this money for you. They are looking in exactly the same free government database that you can open yourself in under a minute. Every search on this page is free and official. We take nothing either.

Most people find tens, not thousands.

Twenty or forty dollars is a normal result. Now and then somebody finds a great deal more. It is worth twelve minutes; it is not a retirement plan. Anybody telling you otherwise is selling something.

Every TuesdayNew refunds you can claim

Settlements, recalls and government refund programmes that are open right now — each one with the official source, the deadline, and an honest note on whether it is worth your time. One email a week. Nothing else, ever.

We never sell or share your address. One click to leave.