Is the Michigan unclaimed money search free?

Yes. The search at the Michigan Department of Treasury is free, and so is filing the claim. Nobody has to be paid a percentage to get your own money back.

Does unclaimed money in Michigan expire?

In most states the money is held until it is claimed, and there is no deadline. Check the official page for the rule in your state.

Will the state contact me first?

Assume not. Anyone who phones you and asks for a fee to release your money is not the state.

MICHIGAN

Unclaimed money in Michigan, and how to ask for it.

Search your parents' names too, not just your own. An estate that was settled years ago often leaves a last cheque behind, and the state files it under the name it was written to.

Search Michigan — free, official

Goes straight to the Michigan Department of Treasury. We take no cut and ask for nothing.

The whole thing, in three steps

Search Michigan itself. The Michigan Department of Treasury runs the official search at https://unclaimedproperty.michigan.gov/. Your name is enough to start.
Then search every other state you have ever lived in. This is the step most people skip. Money is handed to the state of the last address a company had on file for you, so it sits in a state you moved away from years ago. The list of all fifty official offices is at unclaimed.org.
Then the eight federal searches. Savings bonds, pensions from closed plans, failed banks, closed credit unions, undelivered tax refunds, FHA refunds, veterans' insurance and money held by federal courts. They are all on our front page, each with its official link.

Two things worth knowing before you start

The state will almost never contact you first. If somebody phones and offers to "release" your money for a fee, that is not Michigan — that is a finder, and you do not need one.

And the honest number: most people find tens of dollars, not thousands. It is still your money, and the search costs nothing but twelve minutes.

Every state we have written up

Texas California Florida New York New Jersey Pennsylvania Massachusetts Ohio Georgia

Not here yet? The official office for all fifty states is listed at unclaimed.org.

A new list of open refunds, every Tuesday

Courts and regulators order refunds every week and hardly anybody collects them. We publish the open ones with the official link beside each, and it costs nothing to look.

See this week's list