If a credit union was liquidated, the National Credit Union Administration holds the shares and deposits that members never claimed. NCUA publishes a free search. Use your name and the credit union's name.
Open the official searchNCUA — Unclaimed Deposits. Free. We take no cut and ask for nothing.
Credit unions are owned by their members, so money in one is a share account. Many small credit unions, tied to a workplace, a school or a church, have closed over the years. Members who moved may never have heard about the payout.
If your credit union simply merged into another, your account moved with it. Ask the new credit union before assuming money is missing.
Checked against the official page on 2 October 2026. Rules and screens change, so follow the agency's own instructions.
The FDIC handles banks; the NCUA handles federal credit unions.
The NCUA page explains its rules for each case. Check it before assuming time has run out.
You can look, and the agency lists the proof needed to claim for someone who has died.
Open refunds and settlements, with the official link next to each. Free, no finder fee, one click to leave.
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