Paper savings bonds that reached final maturity stop earning interest, but they stay cashable. The Treasury runs a free search tool for bonds you may own or have inherited. You need a name and a Social Security number to search, and you enter them on the Treasury's own site, not ours.
Open the official searchTreasuryDirect — savings bonds. Free. We take no cut and ask for nothing.
Series E bonds were sold from 1941 to 1980 and Series EE from 1980 onward. Paper bonds were often given as gifts and then forgotten in a drawer or a safe-deposit box. Once a bond passes its final maturity it stops growing, so every year it sits there is a year of lost value, which is the only real cost of waiting.
Nobody needs to take a percentage of a savings bond. A site that asks you to pay before it will look for bonds is not the Treasury.
Checked against the official page on 2 October 2026. Rules and screens change, so follow the agency's own instructions.
They stop earning interest at final maturity, but they do not become worthless. They can still be cashed.
Often yes, with a death certificate and proof you are entitled to it. The Treasury lists the exact paperwork on its forms page.
Yes. The search is free and so is cashing the bond; the only cost is that you might owe tax on the interest.
Open refunds and settlements, with the official link next to each. Free, no finder fee, one click to leave.
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