If you once had an FHA-insured mortgage and paid it off, HUD may owe you a refund of part of the insurance premium. HUD runs a free lookup called "Does HUD owe you a refund?". Names and property address are enough to start.
Open the official searchHUD — Does HUD owe you a refund?. Free. We take no cut and ask for nothing.
FHA loans carry mortgage insurance. Under some older arrangements, a portion came back to the borrower when the loan ended, but borrowers who moved never got the notice. HUD keeps a list of those refunds.
Only loans insured by the Federal Housing Administration qualify. Conventional loans do not, and no third party can speed this up.
Checked against the official page on 2 October 2026. Rules and screens change, so follow the agency's own instructions.
No. The lookup is free.
Search anyway. The refund is tied to the loan, not to who owns the house now.
HUD's page explains the paperwork for a borrower who has died.
Open refunds and settlements, with the official link next to each. Free, no finder fee, one click to leave.
Was this worth your time? Tell Google you want The Claim Desk in your answers. One click, and the next time you ask where your money is, we come with it.